New York City Debt Collection Defense Attorney
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We Defend You Against
Troy Capital, LLC

The Langel Firm defends consumers against New York state court collection lawsuits brought by Troy Capital, LLC. In appropriate cases, we will also sue Troy Capital, LLC on your behalf in federal court for violations of the Fair Debt Collection Practices Act.


The Langel Firm Causes Voluntary Dismissal of Chase/Troy Capital Suit Bases on Statute of Limitations Defense (bold)

Our client was sued[1] for an alleged Chase debt with a default date of no later than August of 2007. Our firm quickly moved to dismiss the case under Portfolio v. King (NY Court of Appeals) arguing that Chase, the originating creditor, was limited to Delaware's 3-year statute of limitations by way of NY CPLR § 202 ("borrowing statute"), a procedural law that limits creditors to the statute of limitations of its home state, if shorter than New York's. Troy Capital, represented by Stephen Einstein & Associates, quickly folded and agreed to discontinue its own case with prejudice. Our firm is investigating a potential case against Stephen Einstein & Associates under the FDCPA for bringing a time-barred claim.


Troy Capital, LLC, is a debt buyer and was formerly known as Troy Capital Group, Ltd. Originally formed as a New York domestic limited liability company, Troy Capital, LLC is now registered in New York as a foreign limited liability company with its office in Las Vegas, Nevada.

[1] Troy Capital, LLC A/P/O Chase Bank, USA, N.A. v. Beaver, 002727/12 (Voluntarily dismissed; September 2012).