NYC Debt Defense & fALSE ADVERTISING Attorney
Cutting-Edge Legal Representation Manageable Fee Structures

We Defend You Against
Galaxy International Purchasing, LLC

The Langel firm will defend consumers against New York state court collection lawsuits brought by Galaxy International Purchasing, LLC. We defend against collection lawsuits, and wage garnishments, and bank seizures. In appropriate cases, we may investigate claims against Galaxy International Purchasing, LLC for violations of the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and other applicable laws.

If you need help against Galaxy International Purchasing, complete this intake form.

In New York, Galaxy International Purchasing, LLC is often represented by Mullooly, Jeffrey, Rooney & Flynn, LLP and Fulton, Friedman & Gullace, LLP.

Galaxy International Purchasing, LLC purchases defaulted consumer debt to collect and sue on them.

Federal Cases against Galaxy Purchasing International

Arbitration upheld in Galaxy International case involving FDCPA claims

In a messy class action, Mines v. Galaxy International Purchasing, LLC, a federal court in Indiana was satisfied that Galaxy International Purchasing, LLC had the right to compel arbitration of the class dispute based on the underlying credit agreement. The court was satisfied that Galaxy was properly assigned the agreement that permitted it to benefit from a right to compel arbitration of an FDCPA case.

In Mines, the court found that the arbitration provision in the Cardholder Agreement is broad and capable of expansive reach, creating a presumption of arbitrability. The plaintiff's FDCPA claim is related to the Cardholder Agreement and relies on its terms, therefore falling within the scope of the arbitration provision. The court rejected the argument that the plaintiff's bankruptcy discharge terminated the right to arbitration, as the contract was not executory and the arbitration of FDCPA claims does not conflict with the Bankruptcy Code.

Three takeaways from Mines v. Galaxy International Purchasing, LLC:

  1. The broad language of an arbitration provision in a Cardholder Agreement creates a presumption of arbitrability, and the plaintiff's FDCPA claim can be subject to arbitration if it relates to the agreement and relies on its terms.
  2. Equitable estoppel can allow a non-signatory defendant to compel arbitration if the plaintiff's claim relies on the terms of the agreement or involves joint conduct with a signatory defendant.
  3. Bankruptcy discharge does not automatically terminate the right to arbitration, and the arbitrability of FDCPA claims in post-bankruptcy proceedings has not been addressed by courts. Mines v. Galaxy International Purchasing, LLC, No. 1:17-cv-04746-RLY-DLP (March 6, 2019).

Persistent Billing and Collection Issues with Galaxy International Purchasing, LLC

As Reported on Better Business Bureau, the pattern of complaints indicates that consumers are primarily facing issues with Galaxy International Purchasing, LLC (GIP) regarding billing and collection. Consumers complain about not receiving proper documentation for debts, unauthorized selling and reselling of information, incorrect reporting of payment status, and inability to contact GIP for resolution. Despite GIP's responses that they have sent the requested documentation and advise consumers to contact them for further information, consumers are not satisfied with the responses, often because they have not received the promised documentation or because the provided documentation is insufficient or generic.

Biographical Information

Galaxy International Purchasing, LLC

Galaxy International Purchasing, LLC is a foreign limited liability company incorporated in Nevada and is principally located at 4730 South Fort Apache Road, Las Vegas, Nevada, 89147. It is licensed (#1345376) by the Department of Consumer Affairs to collect debts in the City of New York.

The Better Business Bureau lists Galaxy International Purchasing, LLC as a holding company that uses the alternative business names, Worldwide Asset Purchasing, LLC (WAP); Galaxy Asset Purchasing II, LLC; and Galaxy Capital Acquisitions, LLC.

Galaxy International Purchasing does not have a stand-alone publicly accessible website. According to business records filed with the state of Nevada, Galaxy is a legal entity registered under the laws of the State of Nevada as a Domestic Limited-Liability Company. Its registered agent is Nevada Corporate Headquarters, Inc.

Account stated law by Jesse Langel

More information to help with a wage garnishment:

Here is a list of New York City’s Marshals who enforce wage garnishments:

Contact us to help you with this garnishment!

How much of my wages can be garnished in New York?