New York City Debt Collection Defense Attorney
  • Three Best Rated
  • Avvo Reviews
  • Rising Stars

Need Help with A Debt-Collection Lawsuit, Wage Garnishment, or Bank Restraint?

We Defend Lawsuits, Bank Restraints, and Wage Garnishments

The Langel Firm is dedicated to defending consumers against debt-collection lawsuits, judgment enforcement, and collection abuse. Whether you've received a summons, a bank restraint ("freeze"), or a wage-garnishment notice, you need a firm that understands procedural law, contract law, and debt-collection regulation.

We thoroughly investigate the facts, attack bad service of papers, and challenge the admissibility of all evidence. Since many of our clients are suffering from bank restraints or wage garnishments, we take swift action to protect exempt money (i.e. income earned, unemployment, retirement, and Social Security) while resolving the underlying judgment. We are happy to negotiate or litigate on your behalf. We do so with your financial security and credit-health as our objectives.

The Langel Firm-Intake Form

Facing a collection lawsuit, wage garnishment, or bank seizure? Complete this intake form or call (888) 271-7109

Fight Debt Collectors, Wage Garnishments, and Frozen Bank Accounts

At our firm, we fight against the devastating effects of money / default judgments. In warranted cases, we'll take action against debt collectors for violating collection laws such as the Fair Debt Collection Practices Act. Consumers are often simply unaware of powerful laws available to protect them. Mr. Langel and the firm provide a cutting-edge legal defense against collectors at an affordable cost.

Our Mission:

  • Safeguard consumers and businesses from debt-collection lawsuits
  • Overturn and vacate existing judgments
  • When necessary, pursue legal action against collection agencies, law firms, and debt buyers for collection practices that harm our clients

Our Niche:

We oppose the same lawyers, banks, and debt buyers repeatedly.

Our Approach:

We remain at the forefront of debt-collection defense, with cutting-edge knowledge in credit-card litigation, judgment reversal, and addressing collection misconduct.​

Our Thorough Investigation Process:

  • Verifying the rightful ownership of the debt in question
  • Ensuring all legal documents, such as the Summons, Complaint, Judgment, notices, and Exemption-Claim Forms, have been properly served
  • Challenging the admissibility of the collector's evidence, including the purported credit-card agreement and account statements

Our in-depth understanding of the Fair Debt Collection Practices Act allows us to strengthen your case by identifying and leveraging any instances of collector misbehavior.

Collection Defense Intake Form: The Langel Firm

Call us at (888) 271-7109 for a consultation right away.

Stand Up to Unjust Creditor Tactics in NYC

Even if you owe a debt, you have rights as a consumer. City, state, and federal laws exist to protect you. Collectors can be held strictly liable for doing certain acts, such as:

  • Calling family, friends, or neighbors to collect a debt
  • Insulting, yelling, or harassing you
  • Calling your workplace
  • Misleading or deceiving you with confusing letters or calls
  • Misrepresenting the amount or ownership of the debt
  • Suing you without meaningful attorney review
  • Suing you in a county other than where you live
  • Intentionally suing you at a wrong address
  • Suing you without ownership of the debt or for the wrong amount
  • Placing inaccurate information on your credit reports

Not only can you recover money for the above violations, but the collector may be required to pay your legal bills. If you have experienced any of the above, or sense that you've been treated unfairly, call our firm immediately to request an initial consultation where we can discuss your situation together.

Not Sure if You Need an Attorney?

Read the 11 Reasons to Contact Our Firm.

Learn More

Client Testimonials

  • “I am forever in gratitude to him. Never in my life did I expect this type of service.”

    Barbara Bassett

  • “They quickly got me off the hook for a sizable judgement AND ended up getting ME money.”

    Happy Client

  • “The manner in which you promptly handled the paperwork, I was truly amazingly surprised. You didn't even give me a chance to stress.”

    Leticia Flores

  • “Mr. Langel is an extremely intelligent and understanding lawyer, and he is highly recommended.”

    Past Client

  • “The Langel Firm provided incredibly efficient, professional, and quality debt defense services for our organization.”

    Past Client

Our Dedication to Debt-Defense Law Is Reflected by the Following Achievements and Activities:

  • Jesse Langel was handpicked as a "top three" consumer lawyer in New York (
  • AV® Rated by Martindale-Hubbell®
  • Appearance in SuperLawyers magazine
  • Rated "Excellent" by
  • National Institute for Trial Advocacy
  • Study and practice of the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting act (FCRA)
  • Study and practice of judgment-enforcement procedure (bank restraints, wage garnishments, and levies)
  • Jesse Langel has an advanced law degree (LL.M.) in Taxation

Fight back against aggressive creditors!

Our Blog

Recent Posts
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  • Merchant Cash Advance Agreements: The Importance of Validating Waiver of Service Provisions

    In our collection-defense practice, I often encounter this scenario: an out-of-state defendant being served by email, regular mail, or certified mail. ...

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