New York City Debt Collection Defense Attorney

Need Help with A Debt Collection Lawsuit or Creditor Abuse?

Our Firm Is Dedicated to Defending Consumers

The Langel Firm is dedicated to defending consumers against debt collection lawsuits, judgment enforcement, and collection abuse. Whether you've received a summons, a bank restraint ("freeze"), or a wage-garnishment notice, you need a firm that understands procedural law, consumer law, contract law, debt-collection regulation, credit-reporting law, and process-service regulation.

We thoroughly investigate the facts, attack bad service of papers, and challenge the admissibility of all evidence. Since many of our clients are suffering from bank restraint or wage garnishment, we take swift action to protect exempt money (i.e. income earned, unemployment, retirement, and Social Security) while resolving the underlying judgment. We are happy to negotiate or litigate on your behalf. We do so with your financial security and credit-health as our objective.

Are you experiencing collection mistreatment? Contact The Langel Firm today at (888) 271-7109.

Not Sure if You Need an Attorney? Read the 11 Reasons to Contact Our Firm Learn More

Fight Debt Collectors, Wage Garnishments, and Frozen Bank Accounts

At our firm, we fight against the devastating effects of money / default judgments and sue debt collectors for violating collection laws such as the Fair Debt Collection Practices Act. Consumers are simply unaware of powerful laws available to protect them! Mr. Langel and the firm provide a cutting-edge legal defense against collectors at an affordable cost while exposing collector abuse that may result in creditors having to pay you damages.

In response to unfair, deceptive, and sloppy collection practices, The Langel Firm brings separate federal and state lawsuits against collectors and lawyers to remedy collection abuse and credit reporting violations. Do you know your rights? Let us help you protect your money and credit history!

Let us help you stop garnished wages and release frozen bank accounts caused by the devastating effects of money / default judgments. In many cases, this may have been caused by law-breaking process servers who failed to deliver notice to you in the first place! At any time before, during, or after a debt lawsuit, we can help. Important rights must be raised at the first communication between you and the debt collector.

So call us at (888) 271-7109 for a free consultation right away.

Creditor Harassment and Unfair Collection Lawsuits in NYC

Even if you owe a debt, don't get bullied by a debt collector! City, state, and federal laws exist to protect you. Collectors can be held strictly liable for doing certain acts, such as:

  • Calling family, friends, or neighbors to collect a debt
  • Insulting, yelling, or harassing you
  • Calling your workplace
  • Misleading or deceiving you with confusing letters or calls
  • Misrepresenting the amount or ownership of the debt
  • Suing you without meaningful attorney review
  • Suing you in a county other than where you live
  • Intentionally suing you at a wrong address
  • Suing you without ownership of the debt or for the wrong amount
  • Placing inaccurate information on your credit reports

Not only can you recover money for the above violations, but the collector may be required to pay your legal bills. If you have experienced any of the above, or sense that you've been treated unfairly, call our firm immediately to request a free initial consultation where we can discuss your situation together.

Client Testimonials

  • “I would recommend the Langel Firm to anyone seeking the best.”

    Past Client

  • “Mr. Langel is an extremely intelligent and understanding lawyer, and he is highly recommended.”

    Past Client

  • “Jesse, you have been very helpful and you have been following me every step of the way.”

    Past Client

  • “They quickly got me off the hook for a sizable judgement AND ended up getting ME money.”

    Happy Client

  • “Jesse Langel is a rarity... a hardworking, dedicated, intelligent attorney who will work tirelessly for his clients.”

    Past Client

Our Dedication to Debt-Defense Law Is Reflected by the Following Achievements and Activities:

  • Jesse Langel was handpicked as a "top three" consumer lawyer in New York (
  • AV® Rated by Martindale-Hubbell®
  • Appearance in SuperLawyers magazine
  • Rated "Excellent" by
  • National Institute for Trial Advocacy
  • Study and practice of the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting act (FCRA)
  • Study and practice of judgment-enforcement procedure (bank restraints, wage garnishments, and levies)
  • Jesse Langel has an advanced law degree (LL.M.) in Taxation

Fight back against aggressive creditors!

Our Blog

Recent Posts
  • The Langel Firm Swiftly Causes Dismissal of $86,473.47 Bank Lawsuit

    Regions Bank sued our client in 2018 for a line of credit issued for $90,000.00. We attacked the bank's case on the grounds of bad "service" (improper ...

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  • The Langel Firm Vacates 12-year-old Judgment Held by Independence Receivables, Corp.; Case Dismissed

    In this case, our firm obtained vacatur (overturning) of a 2008 default judgement by Independence Receivables Corp for $16,553.19 (not including 12 ...

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  • Worldwide Asset Judgment Thrown Out Following our Swift Challenge to Service

    Our client approached us with an obscure collection letter from the law firm of Rausch Sturm . This letter alleged that our client owed debt buyer, ...

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