Debt Defense & False Advertising Blog

Average Credit Card Debt v. Total U.S. Credit Card Debt (2023 Infographic) October 2, 2023

Causes of Increased Credit Card Debt in 2023 Several factors have contributed to the increased credit card debt in the United States in 2023, including: Inflation: High inflation has fueled Americans' ...

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Legal Glossary: Debtor-Creditor Law (New York 2023) September 23, 2023

The Essential Legal Glossary for Consumer Debtors Acceptance: 1) Intentionally receiving and keeping something. 2) Agreeing to contract terms. Acceptance of Service: Agreement by a defendant to accept ...

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2023: The Year Millions Reconnect with Their Student Debt September 18, 2023

What’s Going on with Student Loan Repayments in 2023? In October 2023, about 27 million borrowers are expected to restart their student loan payments, marking an end to a three-year hiatus. The blog ...

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2022 Poverty Surge: What Debtors & Lawyers Need to Know September 14, 2023

U.S. Poverty Rate Soars in 2022 Poverty Rate: Jumped from 7.8% (2021) to 12.4% (2022). Child Poverty: Doubled from 5.2% to 12.4%. Reasons for Increase: Expiration of pandemic federal aid and rising ...

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Motion for Summary Judgment: A Guide for New Yorkers September 10, 2023

What is a Motion for Summary Judgment? A motion for summary judgment is a legal procedure that allows a party to a lawsuit to ask the court to decide the case in their favor without a trial. The ...

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New York Civil Courts Raise Monetary Threshold to $50,000 August 22, 2023

The New York Civil Courts have updated their monetary limits for the first time since 1983. This change affects filing costs and the courts' efficiency. This overview will examine the reasons for this ...

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