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How Do Merchant Cash Advances Differ From the Sale of Future Receivables? May 25, 2024
The key differences between a Merchant Cash Advance (MCA) and the sale of future receivables: 1) Legal Nature: An MCA is not technically a loan, but rather an advance purchase of a business's future ...
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Access Your Exempt Bank Funds: The Essential Guide to Using the Exemption Claim Form Kit January 25, 2024
The Exemption Claim Form Kit An Attorney-Crafted Solution for Unfreezing Exempt Funds from Frozen Bank Accounts in New York Under New York CPLR §§ 5205, specific funds are protected from bank freezes. ...
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New York Expands Medical Debt Protections: What Patients Need to Know in 2024 January 5, 2024
New York has significantly expanded financial assistance and medical debt collection protections for patients effective October 20, 2024. The key requirements include: Expanded Financial Assistance ...
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Medical Debt 101: How Different Hospital Types Affect Your Bills November 20, 2023
Medical debt has become a significant financial burden for many Americans. Approximately 100 million adults in the United States face medical debt, ranging from under $500 to $10,000 or more, ...
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American Express vs. Dalbis: A Case Study on Evidentiary Challenges in Debt Litigation November 17, 2023
This blog reflects on a significant, prior New York City ruling denying American Express Bank's request for a default judgment against a credit card holder due to insufficient evidence. Three findings ...
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Motion for Summary Judgment: A Guide for New Yorkers September 10, 2023
What is a Motion for Summary Judgment? A motion for summary judgment is a legal procedure that allows a party to a lawsuit to ask the court to decide the case in their favor without a trial. The ...
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