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Blog Posts in 2023

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  • 25 Essential Q&As for New York Consumers Facing Debt Lawsuits
    25 Essential Q&As for New York Consumers Facing Debt Lawsuits

    Dealing with a debt collection lawsuit can be daunting, especially in New York with our separate City Civil Courts. This comprehensive guide answers 25 critical questions to empower you as a consumer. ...

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  • 2024 Lessons About a $260K Judgment Tossed in 2011: "Dwelling Place" or "Abode"
    2024 Lessons About a $260K Judgment Tossed in 2011: "Dwelling Place" or "Abode"

    In the 2011 case handled by The Langel Firm, we overturned a $266,382 judgment and compelled the dismissal of the case. This foreign-judgment case represented a significant legal victory underscoring ...

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  • Citibank Fails to Show Debtor Retained Account Statements Without objection; Appeals Court Rejects its Account Stated Claim
    Citibank Fails to Show Debtor Retained Account Statements Without objection; Appeals Court Rejects its Account Stated Claim

    In a notable appellate decision, the Appellate Division of the New York State Supreme Court's Second Judicial Department overturned a lower court's decision that had previously favored Citibank in a ...

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  • Do I Have to Pay the Creditor's Attorneys' Fees if I Lose My Credit Card Lawsuit?
    Do I Have to Pay the Creditor's Attorneys' Fees if I Lose My Credit Card Lawsuit?

    The Basic Rule: No Automatic Attorney's Fees In New York, attorney's fees are not typically recoverable damages unless a specific contractual agreement or statute exists. This is known as "the ...

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  • The Langel Firm Swiftly Causes Dismissal of $86,473.47 Bank Lawsuit
    The Langel Firm Swiftly Causes Dismissal of $86,473.47 Bank Lawsuit

    Regions Bank sued our client in for a line of credit issued for $90,000.00. This blog details our defensive strategy to combat the lawsuit and secure a favorable outcome for our client. Challenging ...

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  • In New York, What Personal Property is Exempt from Creditors?
    In New York, What Personal Property is Exempt from Creditors?

    In New York, the law that governs property exempt from the satisfaction of money judgments is CPLR § 5205. Below is a general list of what personal property is exempt from the reach of your creditors. ...

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