New York City Debt Collection Defense Attorney

Blog Posts in 2021

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  • Debt Collector Faces Legal Battle for Pursuing Wrong Person Over Debt Due to Name Similarity
    Debt Collector Faces Legal Battle for Pursuing Wrong Person Over Debt Due to Name Similarity

    In debt collection, the bona fide error defense is a legal concept that might apply if an attorney mistakenly pursues a consumer for a debt that is not theirs, provided prompt corrective action is ...

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  • Smart Way to Attack your Creditor's Default Judgment: The "Sum Certain" Element
    Smart Way to Attack your Creditor's Default Judgment: The "Sum Certain" Element

    Entering default judgments is big business in the court system. The vast majority of default judgments in credit-card lawsuits are entered by clerks without a judge's review. This mode of ...

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  • Debt Buyers Changing Attorneys: Do I get Notified?
    Debt Buyers Changing Attorneys: Do I get Notified?

    Debt-collection judgments often switch hands between debt buyers. But less realized is the fairly common practice of attorneys substituting each other. The law requires that you get notified when a ...

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  • 8 Surprising Trends of Covid-19’s Impact on Consumer Credit and Debt Collection
    8 Surprising Trends of Covid-19’s Impact on Consumer Credit and Debt Collection

    Pre-Pandemic 1) Before the pandemic, debt-collection-industry revenue has trended downward. Debt-collection-industry revenue has declined in recent years, decreasing from an estimated $13.5 billion in ...

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  • 21 FAQ's about "Account Stated"| A Legal Guide in Debt Collection Law
    21 FAQ's about "Account Stated"| A Legal Guide in Debt Collection Law

    1) Account Stated is a “cause of action.” What is a cause of action? A cause of action has two definitions: noun. A condition under which one party would be entitled to sue another. noun. A set of ...

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  • 15 FAQ’s about Statute of Limitations, Debt Collection, and Credit Reporting
    15 FAQ’s about Statute of Limitations, Debt Collection, and Credit Reporting

    1) What is the statute of limitations? The statute of limitations is the time period in which a plaintiff has the legal right to sue. It starts from the date of your missed minimum payment. If a ...

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