FDCPA/Harassment/Deception Blogs

1) What is the statute of limitations? It’s the time period in which a plaintiff has the legal right to sue. It starts from the date of your missed minimum payment. If a collector sues within that ...

The below is a list of 50 clear violations of the Fair Debt Collection Practices Act. [1] Most of these are in the collection-litigation landscape. This list was first inspired by only one ...

Courts are in the business of reducing disputes to judgments— not revisiting issues already encompassed within judgments; Actually, that’s not entirely true. Our law practice—The Langel Firm—regularly ...

Regions Bank sued our client in 2018 for a line of credit issued for $90,000.00. We attacked the bank's case on the grounds of bad "service" (improper notice). Our client supplied proof that he had ...

It never hurts to understand your adversary. Medical debt relating to unplanned hospital visits can result in the financial dispute of your life. But as in any other collection cases, defenses exist! ...

Inspired from our business facebook page , we delightfully offer some points and rules to use in your collection defense. The New York City Civil Court system has been dubbed, "the credit card courts" ...