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  • How Do Merchant Cash Advances Differ From the Sale of Future Receivables?
    How Do Merchant Cash Advances Differ From the Sale of Future Receivables?

    The key differences between a Merchant Cash Advance (MCA) and the sale of future receivables: 1) Legal Nature: An MCA is not technically a loan, but rather an advance purchase of a business's future ...

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  • 2024 Lessons About a $260K Judgment Tossed in 2011: "Dwelling Place" or "Abode"
    2024 Lessons About a $260K Judgment Tossed in 2011: "Dwelling Place" or "Abode"

    In the 2011 case handled by The Langel Firm, we overturned a $266,382 judgment and compelled the dismissal of the case. This foreign-judgment case represented a significant legal victory underscoring ...

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  • In New York, What Personal Property is Exempt from Creditors?
    In New York, What Personal Property is Exempt from Creditors?

    In New York, the law that governs property exempt from the satisfaction of money judgments is CPLR § 5205. Below is a general list of what personal property is exempt from the reach of your creditors. ...

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  • Need to Vacate a Default Judgment? Include Good "Excuses" for Not Defending
    Need to Vacate a Default Judgment? Include Good "Excuses" for Not Defending

    Facing a wage garnishment or bank restraint due to a judgment? Consider the excuses below to help you overturn the judgment at issue. New York law (CPLR § 5015) allows you to file a motion to vacate a ...

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  • What Happens to Judgment Enforcement upon Death?
    What Happens to Judgment Enforcement upon Death?

    Statutes relating to the enforcement of money judgments require careful reading and analysis. The below summarizes CPLR § 5208 [Enforcement after death of judgment debtor; leave of court; extension of ...

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  • Know Your Rights Against Wage Garnishment Discrimination in New York
    Know Your Rights Against Wage Garnishment Discrimination in New York

    Getting your wages garnished due to debt can be stressful enough. But did you know that under New York law, your employer cannot legally punish you for it? As set forth below, New York CPLR § 5252 ...

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