New York City Debt Collection Defense Attorneys

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  • 5 Surprising Trends of Covid-19’s Impact on Consumer Credit and Debt Collection
    5 Surprising Trends of Covid-19’s Impact on Consumer Credit and Debt Collection

    Pre-Pandemic 1) Before the pandemic, debt-collection-industry revenue has trended downward. Debt-collection-industry revenue has declined in recent years, decreasing from an estimated $13.5 billion in ...

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  • 21 FAQ's about "Account Stated"| A Legal Guide in Debt Collection Law
    21 FAQ's about "Account Stated"| A Legal Guide in Debt Collection Law

    1) Account Stated is a “cause of action.” What is a cause of action? A cause of action has two definitions: noun. A condition under which one party would be entitled to sue another. noun. A set of ...

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  • 15 FAQ’s about Statute of Limitations, Debt Collection, and Credit Reporting
    15 FAQ’s about Statute of Limitations, Debt Collection, and Credit Reporting

    1) What is the statute of limitations? It’s the time period in which a plaintiff has the legal right to sue. It starts from the date of your missed minimum payment. If a collector sues within that ...

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  • Prioritize Consumer Debts Based on Risk. A Comprehensive Legal Guide
    Prioritize Consumer Debts Based on Risk. A Comprehensive Legal Guide

    Debts of Highest Priority Court Judgments : A judgment is a court order in favor of the creditor. Now as a “judgment creditor,” it can garnish your wages, freeze your bank accounts, and foreclose on ...

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  • 50 Reasons to Sue your Debt Collector under Federal Law
    50 Reasons to Sue your Debt Collector under Federal Law

    The below is a list of 50 clear violations of the Fair Debt Collection Practices Act. [1] Most of these are in the collection-litigation landscape. This list was first inspired by only one ...

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  • 5 Notary Defects to Raise in your Collection-Defense Case
    5 Notary Defects to Raise in your Collection-Defense Case

    5 Notary Defects to Raise in Collection Defense Cases The affidavit lacks a signature to which the notary applies. The date on the affidavit is different than the notary date. The notary is located in ...

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