New York City Debt Collection Defense & tax Attorney

Blog Posts in June, 2015

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  • Midland Funding, LLC Not Permitted to Violate Usury Laws Under National Bank Act
    Midland Funding, LLC Not Permitted to Violate Usury Laws Under National Bank Act

    Usury is defined as an illegally high rate of interest. In New York, the civil usury rate is 16% [1] and the criminal usury rate is 25% [2] . Banks get around state usury laws through the National ...

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  • Creditor Disclosure Subpoenas:  The Basic Process
    Creditor Disclosure Subpoenas: The Basic Process

    Under New York law, once a judgment has been entered for a debt, the creditor can demand information about assets that might be available to satisfy the debt from anyone that the creditor thinks may ...

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  • Your Judgment Creditor's Rights Against Those who Owe You Money
    Your Judgment Creditor's Rights Against Those who Owe You Money

    The Langel Firm represents consumers against lawsuits, wage garnishments, and bank seizures usually involving one of these debt collectors . We've embarked on a recent project to summarize each ...

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  • CACH, LLC unable to Pin Liability on Individual for Business Credit Card
    CACH, LLC unable to Pin Liability on Individual for Business Credit Card

    We usually see CACH, LLC suing on delinquent consumer debts. But this Colorado debt buyer also sues on defaulted business accounts. But in order to hold an individual liable for a corporate ...

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