Blog Posts in June, 2015

Usury is defined as an illegally high rate of interest. In New York, the civil usury rate is 16% [1] and the criminal usury rate is 25% [2]. Banks get around state usury laws through the National Bank ...

In New York, creditors can use "disclosure" subpoenas to gather information about a debtor's assets to satisfy a money judgment through methods like personal depositions, document requests, or written ...

The Langel Firm represents consumers against lawsuits, wage garnishments, and bank seizures usually involving one of these debt collectors. We've embarked on a recent project to summarize each section ...