New York City Debt Collection Defense Attorney

New York Debt Collection Defense Blogs

All Posts
  • Why That 30% Offer Turns Into 70%: How Debt Pricing Changes After the Lawsuit is Filed
    Why That 30% Offer Turns Into 70%: How Debt Pricing Changes After the Lawsuit is Filed

    In New York debt collection defense, a recurring pattern frustrates many debtors: a creditor willing to take 20–30% before suit often wants 60–70% or more once a lawsuit is filed or a judgment is ...

    Read More
  • New York Settlement Agreements: What Happens If You Default? (Clause-by-Clause Guide)
    New York Settlement Agreements: What Happens If You Default? (Clause-by-Clause Guide)

    In New York, settling a debt collection lawsuit involves a "Stipulation of Settlement." This document is a binding contract enforceable under CPLR § 2104 once subscribed by the parties or their ...

    Read More
  • Early Settlement vs. Delay: A Smarter Strategy for Debt Cases
    Early Settlement vs. Delay: A Smarter Strategy for Debt Cases

    In the high-stakes environment of New York City debt defense, waiting is often not a neutral strategy. Whether you are dealing with a major bank or a third-party debt collector, many people observe ...

    Read More
  • Is Your Retirement Account Safe from Debt Collectors in NY? Understanding CPLR § 5205 and Support Arrears
    Is Your Retirement Account Safe from Debt Collectors in NY? Understanding CPLR § 5205 and Support Arrears

    In New York practice, while retirement accounts and support payments are strongly protected under CPLR Article 52, those protections are subject to important statutory exceptions—particularly in the ...

    Read More
  • Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)
    Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)

    Receive notice of a wage garnishment? Is your bank account frozen? 8 Points to Cover in Your Motion to Vacate a Default Judgment Although both statutes (CPLR §§ 5015 and 317) may not explicitly ...

    Read More
  • How to Answer a Summons and Complaint in New York
    How to Answer a Summons and Complaint in New York

    If you have been served with a summons and complaint in New York City, you must respond in a timely manner to prevent a default judgment. This article provides you with the knowledge to do so. This ...

    Read More