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  • Bank Account Seized? Discover Why Fast Settlements Offer Financial Relief
    Bank Account Seized? Discover Why Fast Settlements Offer Financial Relief

    Each case must be considered under its facts and circumstances. Although our Recent Victories reflect many of our outright dismissals, it is essential to know that settlement — especially in the ...

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  • 50 Reasons to Sue your Debt Collector under Federal Law
    50 Reasons to Sue your Debt Collector under Federal Law

    The below is a list of 50 clear violations of the Fair Debt Collection Practices Act. [1] Most of these are in the collection-litigation landscape. This list was first inspired by only one ...

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  • 4 Reasons to Vacate your Default Judgment Before Suing under the FDCPA
    4 Reasons to Vacate your Default Judgment Before Suing under the FDCPA

    Courts are in the business of reducing disputes to judgments— not revisiting issues already encompassed within judgments. Actually, that’s not entirely true. Our law practice—The Langel Firm—regularly ...

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  • Carefully Drafted Motions Provide Leverage when Disputing Wage Garnishments
    Carefully Drafted Motions Provide Leverage when Disputing Wage Garnishments

    A client contacted us after she received a wage garnishment stemming from a judgment that had been obtained against her by LVNV Funding. The judgment was obtained in 2007 for about $6,000 and had rose ...

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  • LVNV Funding, LLC and Resurgent Capital Sued for Misidentifying Actual Owner of Debt and Improperly Shifting Court Costs to Consumers
    LVNV Funding, LLC and Resurgent Capital Sued for Misidentifying Actual Owner of Debt and Improperly Shifting Court Costs to Consumers

    Many original creditors write off bad debts and sell them to third party debt collectors who use aggressive, and sometimes unlawful, practices to collect those debts in violation of the Fair Debt ...

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  • Debt Buyers using Confusing Names is a Hot Issue for The Langel Firm
    Debt Buyers using Confusing Names is a Hot Issue for The Langel Firm

    We were busy in February 2015. Debt Buyers Using Confusing Names in Litigation We sued several creditors for continuing to use confusing names in court cases. We use recent precedent in Lee v. Forster ...

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