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  • 4-Step Approach to Settling a Debt
    4-Step Approach to Settling a Debt

    Dealing with a collection agency to settle a debt? Here's a structured approach to ensure you make informed decisions: 1. Validate the Debt You Owe Upon initial contact, debt collectors are obligated ...

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  • Vacating a Default Judgment in New York: 8 Fine Points
    Vacating a Default Judgment in New York: 8 Fine Points

    Receive a wage garnishment? Is your bank account frozen? Bothered by a judgment? Below are some points to consider when considering a motion to vacate (overturn) the underlying judgment. Below that is ...

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  • 11 Questions to Raise in a Debt-Buyer Lawsuit (Authenticity of Electronic Reproductions)
    11 Questions to Raise in a Debt-Buyer Lawsuit (Authenticity of Electronic Reproductions)

    Our last blog ( Can a Debt Buyer Authenticate a Creditor's Business Records? ) addressed the general rule that debt buyers usually lack the personal knowledge to "lay a foundation" to admit the ...

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  • What is a "Notice to Judgment Debtor or Obligor"?
    What is a "Notice to Judgment Debtor or Obligor"?

    If you've received a letter with language similar or identical to the one below, you are being put on notice that your money is at risk of being seized by a judgment creditor. To satisfy due process ...

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