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  • Levy vs. Restraining Notice: How Creditors Enforce Judgments Against Your Property in New York
    Levy vs. Restraining Notice: How Creditors Enforce Judgments Against Your Property in New York

    What is a Levy? Under New York Civil Practice Law and Rules (CPLR) Article 52, the term levy describes two distinct enforcement methods: Levy by service of execution (CPLR § 5232 (a)) – The sheriff, ...

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  • The Heightened Challenges Debt Collectors Face in Litigation in 2025
    The Heightened Challenges Debt Collectors Face in Litigation in 2025

    Debt Collectors Confront Tougher Landscape in New York (2025) New York’s Consumer Credit Fairness Act (CCFA) took effect on April 7 2022, slashing the statute of limitations on consumer-credit suits ...

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  • Pursued Twice for the Same Debt?  Assert Your Rights Immediately!
    Pursued Twice for the Same Debt? Assert Your Rights Immediately!

    Double Garnishment After Judgment Satisfaction: A Case Study Client problem After a default judgment and a full wage-garnishment payout, our client thought the matter was closed. Three years later he ...

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  • Fighting Foreign Lenders in NY Courts: Your Complete Guide to Jurisdictional Defenses
    Fighting Foreign Lenders in NY Courts: Your Complete Guide to Jurisdictional Defenses

    Collection litigation in New York presents significant challenges for defendants, requiring understanding of key jurisdictional defenses. This article examines three critical defenses in collection ...

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  • New York Confession of Judgment Update 2024: The End of Out-of-State Debtor Exploitation
    New York Confession of Judgment Update 2024: The End of Out-of-State Debtor Exploitation

    Understanding New York's Confession of Judgment Law and Recent Amendments New York's Confession of Judgment (COJ) law, codified in N.Y. C.P.L.R. § 3218, is a powerful legal tool that allows creditors ...

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  • Can a New York Judgment Freeze a Bank Account Abroad?
    Can a New York Judgment Freeze a Bank Account Abroad?

    A recurring question in New York judgment enforcement is whether a creditor can reach a debtor’s foreign bank account simply by serving a restraining notice on a New York branch of that bank. The ...

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