New York City Debt Collection Defense Attorney

Blog Posts in February, 2026

All Posts
  • The Power of Consent: Vacating New York Judgments by Stipulation (Agreement)
    The Power of Consent: Vacating New York Judgments by Stipulation (Agreement)

    In New York judgment enforcement, a "final" order is rarely the end of the story. CPLR § 5015 is one of the principal statutory mechanisms for post-judgment relief in New York, allowing debtors and ...

    Read More
  • Is Your Retirement Account Safe from Debt Collectors in NY? Understanding CPLR § 5205 and Support Arrears
    Is Your Retirement Account Safe from Debt Collectors in NY? Understanding CPLR § 5205 and Support Arrears

    In New York practice, while retirement accounts and support payments are strongly protected under CPLR Article 52, those protections are subject to important statutory exceptions—particularly in the ...

    Read More
  • Signed a Personal Guaranty? Why You Need a Strategic Second Opinion Before Things Get Personal
    Signed a Personal Guaranty? Why You Need a Strategic Second Opinion Before Things Get Personal

    Applying Debt Defense Expertise to Commercial Guarantor Advisory I've built The Langel Firm around collection defense and post-judgment enforcement protection in New York. Over fifteen years, I've ...

    Read More
  • Vacating Default Judgments in New York: A Complete Guide to CPLR §§ 317, 5015, and Stipulations
    Vacating Default Judgments in New York: A Complete Guide to CPLR §§ 317, 5015, and Stipulations

    Facing a wage garnishment or bank restraint based on a default judgment? New York law provides multiple, distinct paths to seek vacatur—but the requirements differ materially depending on the statute ...

    Read More