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Blog Posts in November, 2023

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  • In New York, What Personal Property is Exempt from Creditors?
    In New York, What Personal Property is Exempt from Creditors?

    In New York, the law that governs property exempt from the satisfaction of money judgments is CPLR § 5205. Below is a general list of what personal property is exempt from the reach of your creditors. ...

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  • Medical Debt 101: How Different Hospital Types Affect Your Bills
    Medical Debt 101: How Different Hospital Types Affect Your Bills

    Medical debt has become a significant financial burden for many Americans. Approximately 100 million adults in the United States face medical debt, ranging from under $500 to $10,000 or more, ...

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  • American Express vs. Dalbis: A Case Study on Evidentiary Challenges in Debt Litigation
    American Express vs. Dalbis: A Case Study on Evidentiary Challenges in Debt Litigation

    This blog reflects on a significant, prior New York City ruling denying American Express Bank's request for a default judgment against a credit card holder due to insufficient evidence. Three findings ...

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  • Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)
    Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)

    Receive notice of a wage garnishment? Is your bank account frozen? 8 Points to Cover in Your Motion to Vacate a Default Judgment Although both statutes (CPLR §§ 5015 and 317) may not explicitly ...

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