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Blog Posts in November, 2023

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  • In New York, What Personal Property is Exempt from Creditors?
    In New York, What Personal Property is Exempt from Creditors?

    In New York, CPLR § 5205 sets out what personal property is protected from creditors trying to collect a judgment. Below is a practical list of these exemptions, designed to ensure you can meet your ...

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  • Medical Debt 101: How Different Hospital Types Affect Your Bills
    Medical Debt 101: How Different Hospital Types Affect Your Bills

    Medical debt has become a significant financial burden for many Americans. Approximately 100 million adults in the United States face medical debt, ranging from under $500 to $10,000 or more, ...

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  • American Express vs. Dalbis: A Case Study on Evidentiary Challenges in Debt Litigation
    American Express vs. Dalbis: A Case Study on Evidentiary Challenges in Debt Litigation

    This blog reflects on a significant, prior New York City ruling denying American Express Bank's request for a default judgment against a credit card holder due to insufficient evidence. Three findings ...

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  • Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)
    Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)

    Receive notice of a wage garnishment? Is your bank account frozen? 8 Points to Cover in Your Motion to Vacate a Default Judgment Although both statutes (CPLR §§ 5015 and 317) may not explicitly ...

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