New York City Debt Collection Defense Attorneys

Blog Posts in March, 2012

All Posts
  • The Langel Firm dismisses $31,578 credit card lawsuit by debt-buyer, First American Investment Company, LLC, for its failure to prove debt's chain of custody.
    The Langel Firm dismisses $31,578 credit card lawsuit by debt-buyer, First American Investment Company, LLC, for its failure to prove debt's chain of custody.

    This case illustrates the importance of scrutinizing your credit card debt chain of title. Generally, courts consider legal custody of the debt to be a threshold issue that must be resolved first ...

    Read More
  • FTC Steps Up Enforcement Against Midland Funding LLC, Asset Acceptance LLC, and other Debt Collectors
    FTC Steps Up Enforcement Against Midland Funding LLC, Asset Acceptance LLC, and other Debt Collectors

    The Federal Trade Commission (FTC) has released a report regarding its stepped-up FDCPA enforcement over the past year. The FTC is one of the federal agencies tasked with protecting consumers from ...

    Read More
  • Midland Funding, LLC prevails at wage exemption hearing due to debtor's chronic failure to show up in court
    Midland Funding, LLC prevails at wage exemption hearing due to debtor's chronic failure to show up in court

    In a Nassau County (New York) District Court, Midland had obtained a default judgment against the consumer, and attempted to collect on it by freezing the consumer's Sovereign's Bank account. In ...

    Read More
  • W. Va. Attorney General Sues Midland Funding, LLC and Midland Credit Management for Fraudulent Practices
    W. Va. Attorney General Sues Midland Funding, LLC and Midland Credit Management for Fraudulent Practices

    West Virginia Attorney General Darrell McGraw announced on March 8, 2012 that his office had sued Midland Funding, LLC and Midland Credit Management (collectively "Midland") for their fraudulent ...

    Read More
  • No private right to sue banks under Exempt Income Protection Act
    No private right to sue banks under Exempt Income Protection Act

    The US District Court for the Southern District has concluded that CPLR Article 52, as amended by the New York Exempt Income Protection Act (EIPA) does not allow for a private right of action by a ...

    Read More
  • Cavalry Portfolio Services, LLC submits shoddy assignment documentation and loses motion to dismiss FDCPA suit alleging lack of standing
    Cavalry Portfolio Services, LLC submits shoddy assignment documentation and loses motion to dismiss FDCPA suit alleging lack of standing

    Although The Langel Firm is a New York-based law firm, we report on collection misconduct cases all over the country because the Fair Debt Collection Practices Act ("FDCPA") is a federal law with ...

    Read More