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  • Do I Have to Pay the Creditor's Attorneys' Fees if I Lose My Credit Card Lawsuit?
    Do I Have to Pay the Creditor's Attorneys' Fees if I Lose My Credit Card Lawsuit?

    The Basic Rule: No Automatic Attorney's Fees In New York, attorney's fees are not typically recoverable damages unless there's a specific contractual agreement or statute. This is known as "the ...

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  • Vacating a Default Judgment in New York: 8 Fine Points with Law
    Vacating a Default Judgment in New York: 8 Fine Points with Law

    Receive notice of a wage garnishment? Is your bank account frozen? Below are some points to consider when considering a motion to vacate (overturn) the judgment. Under that is the full text of the two ...

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  • How to Respond to a Summons and Complaint in New York City
    How to Respond to a Summons and Complaint in New York City

    If you have been served with a summons and complaint in New York City, you must respond to it in a timely manner to prevent a default judgment. This article arms you with the knowledge and practice to ...

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  • Facing the Surge: How 2023's Interest Rates Challenge Consumer Debtors
    Facing the Surge: How 2023's Interest Rates Challenge Consumer Debtors

    What is Inflation, and How is it Caused? Inflation can be simply understood as the rise in prices of goods and services over time, leading to a decrease in purchasing power of a currency. The root ...

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  • Average Credit Card Debt v. Total U.S. Credit Card Debt (2023 Infographic)
    Average Credit Card Debt v. Total U.S. Credit Card Debt (2023 Infographic)

    Causes of Increased Credit Card Debt in 2023 Several factors have contributed to the increased credit card debt in the United States in 2023, including: Inflation: High inflation has fueled Americans' ...

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  • Legal Glossary: Debtor-Creditor Law (New York 2023)
    Legal Glossary: Debtor-Creditor Law (New York 2023)

    The Essential Legal Glossary for Consumer Debtors Acceptance: 1) Intentionally receiving and keeping something. 2) Agreeing to contract terms. Acceptance of Service: Agreement by a defendant to accept ...

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