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  • How Do Merchant Cash Advances Differ From the Sale of Future Receivables?
    How Do Merchant Cash Advances Differ From the Sale of Future Receivables?

    The key differences between a Merchant Cash Advance (MCA) and the sale of future receivables: 1) Legal Nature: An MCA is not technically a loan, but rather an advance purchase of a business's future ...

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  • Bank Account Frozen From a New York Judgment (but you live outside NY)? Big Win for Consumers where "Separate Entity Rule" Voided Such a Bank Restraint
    Bank Account Frozen From a New York Judgment (but you live outside NY)? Big Win for Consumers where "Separate Entity Rule" Voided Such a Bank Restraint

    Many out-of-state clients panic upon discovering their bank accounts frozen due to a New York default judgment. Is this legal? The cases below, including those of New York's highest court, affirm the ...

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  • Do I Have to Pay the Creditor's Attorneys' Fees if I Lose My Credit Card Lawsuit?
    Do I Have to Pay the Creditor's Attorneys' Fees if I Lose My Credit Card Lawsuit?

    The Basic Rule: No Automatic Attorney's Fees In New York, attorney's fees are not typically recoverable damages unless a specific contractual agreement or statute exists. This is known as "the ...

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  • Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)
    Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)

    Receive notice of a wage garnishment? Is your bank account frozen? Below are some points to consider when considering a motion to vacate (overturn) the judgment. This blog provides tips and insights ...

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  • How to Answer a Summons and Complaint in New York City
    How to Answer a Summons and Complaint in New York City

    If you have been served with a summons and complaint in New York City, you must respond in a timely manner to prevent a default judgment. This article provides you with the knowledge to do so. This ...

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  • Facing the Surge: How 2023's Interest Rates Challenge Consumer Debtors
    Facing the Surge: How 2023's Interest Rates Challenge Consumer Debtors

    What is Inflation, and How is it Caused? Inflation can be simply understood as the rise in prices of goods and services over time, leading to a decrease in purchasing power of a currency. The root ...

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