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15 FAQ’s about Statute of Limitations, Debt Collection, and Credit Reporting September 3, 2021
1) What is the statute of limitations? The statute of limitations is the time period in which a plaintiff has the legal right to sue. It starts from the date of your missed minimum payment. If a ...
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50 Reasons to Sue your Debt Collector under Federal Law August 20, 2021
The below is a list of 50 clear violations of the Fair Debt Collection Practices Act. [1] Most of these are in the collection-litigation landscape. This list was first inspired by only one ...
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CFPB Stiffly Penalizes Midland Funding and Portfolio Recovery Associates for Collection Defects October 26, 2015
The Consumer Financial Protection Bureau ("CFPB"), the federal government's consumer-protection muscle levied stiff penalties against Encore Capital Group (the parent to Midland Funding, LLC and ...
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Portfolio Recovery Associates May Not Send Consumers "Pre-Suit Packages," Says Court August 9, 2012
In this case [1], before the court on the plaintiff's motion for summary judgment for violations of the Fair Debt Collection Practices Act ("FDCPA"), debt buyer Portfolio Recovery Associates had sent ...
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Malen & Associates Loses Bid to Limit Portfolio Recovery v King to Post-2010 Cases May 29, 2012
As we reported in Making Statutes of Limitations Work for You, Portfolio Recovery Assoc. v. King, a 2010 New York Court of Appeals decision, sent ripples through the debt collection industry because ...
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Portfolio Recovery Associates caught filing defective affidavits January 25, 2011
The behemoth debt buyer, Portfolio Recovery Associates (PRA), is accused of filing thousands of affidavits allegedly signed by a woman -- after she died. With their employees signing "on average" 100 ...
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