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  • Two Basic Ways to Obtain a Default Judgment in New York: Clerk & Judge
    Two Basic Ways to Obtain a Default Judgment in New York: Clerk & Judge

    What exactly is a “default” in law? A “default” is defined as “an omission, or a failure to do that which is anticipated, expected, or required in a given situation." (Legaldictionary.com). Failing to ...

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  • 4 Reasons to Vacate your Default Judgment Before Suing under the FDCPA
    4 Reasons to Vacate your Default Judgment Before Suing under the FDCPA

    Courts are in the business of reducing disputes to judgments— not revisiting issues already encompassed within judgments; Actually, that’s not entirely true. Our law practice—The Langel Firm—regularly ...

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  • The Langel Firm Swiftly Causes Dismissal of $86,473.47 Bank Lawsuit
    The Langel Firm Swiftly Causes Dismissal of $86,473.47 Bank Lawsuit

    Regions Bank sued our client in 2018 for a line of credit issued for $90,000.00. We attacked the bank's case on the grounds of bad "service" (improper notice). Our client supplied proof that he had ...

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  • Vacating a Default Judgment in New York: 8 Fine Points
    Vacating a Default Judgment in New York: 8 Fine Points

    Receive a wage garnishment? Bank account frozen? Bothered by a judgment? Below are some points to consider when considering a motion to vacate (overturn) the underlying judgment. Below that is the ...

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  • Unifund CCR, LLC Case Dismissed for Not Seeking Default Quickly Enough
    Unifund CCR, LLC Case Dismissed for Not Seeking Default Quickly Enough

    We have been seeing an interesting trend lately: debt buyers, without legal justification, moving for entry of a default judgment after the legal deadline. That deadline is one year after a consumer ...

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  • $36,000 Unifund Garnishment Stopped in its Tracks; Case Discontinued
    $36,000 Unifund Garnishment Stopped in its Tracks; Case Discontinued

    As always, time is of the essence when facing an income execution (garnishment). We needed to respond quickly to the final stages of a garnishment executed by Marshal Ronald Moses . In the underlying ...

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