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  • New York Bank Account Frozen? Understanding Levies, Restraints, and How to Protect Your Funds
    New York Bank Account Frozen? Understanding Levies, Restraints, and How to Protect Your Funds

    In New York debt collection, many judgment debtors are surprised to find their bank accounts frozen and funds nearly seized by a City Marshal or Sheriff before any restraining notice is served—whether ...

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  • Levy vs. Restraining Notice: How Creditors Enforce Judgments Against Your Property in New York
    Levy vs. Restraining Notice: How Creditors Enforce Judgments Against Your Property in New York

    What is a Levy? Under New York Civil Practice Law and Rules (CPLR) Article 52, the term levy describes two distinct enforcement methods: Levy by service of execution (CPLR § 5232 (a)) – The sheriff, ...

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  • Bank Account Frozen From a New York Judgment (but you live outside NY)? Big Win for Consumers where "Separate Entity Rule" Rendered the Bank Restraint Ineffective as Served.
    Bank Account Frozen From a New York Judgment (but you live outside NY)? Big Win for Consumers where "Separate Entity Rule" Rendered the Bank Restraint Ineffective as Served.

    Many out-of-state clients panic upon discovering their bank accounts frozen due to a New York default judgment. Is this legal? The cases below, including those of New York's highest court, affirm the ...

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  • New York Banks Freeze Double the Judgment Amount. Why?
    New York Banks Freeze Double the Judgment Amount. Why?

    Short answer: New York Banks may freeze (hold) double the judgment amount to cover accrued interest and collection expenses. [1] Securing twice the Planned Consumer Marketing, Inc. v. Coats & Clark, ...

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  • Received a Judgment Debtor Notice in New York? Here’s How to Respond Fast
    Received a Judgment Debtor Notice in New York? Here’s How to Respond Fast

    If you've received a letter with language similar or identical to the one below, you are being put on notice that your money is at risk of being seized by a judgment creditor. Under CPLR § 5222(d), if ...

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  • Receive a Notice of Garnishment? Here's a Summary of the Law
    Receive a Notice of Garnishment? Here's a Summary of the Law

    This blog post provides an introduction to New York law on wage garnishment, specifically "Income executions" under New York CPLR § 5231. Perhaps you received a Notice of Garnishment from a New York ...

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