New York City Debt Collection Defense Attorney
888.271.7109
Menu

Exempt Income Protection Act Blogs

All Posts
  • Levy vs. Seizure: How Creditors Enforce Judgments Against Your Property in New York
    Levy vs. Seizure: How Creditors Enforce Judgments Against Your Property in New York

    What is a Levy? Under New York Civil Practice Law and Rules (CPLR) Article 52, the term levy describes two distinct enforcement methods: Levy by service of execution (CPLR § 5232 (a)) – The sheriff, ...

    Read More
  • Bank Account Frozen From a New York Judgment (but you live outside NY)? Big Win for Consumers where "Separate Entity Rule" Rendered the Bank Restraint Ineffective as Served.
    Bank Account Frozen From a New York Judgment (but you live outside NY)? Big Win for Consumers where "Separate Entity Rule" Rendered the Bank Restraint Ineffective as Served.

    Many out-of-state clients panic upon discovering their bank accounts frozen due to a New York default judgment. Is this legal? The cases below, including those of New York's highest court, affirm the ...

    Read More
  • New York Banks Freeze Double the Judgment Amount. Why?
    New York Banks Freeze Double the Judgment Amount. Why?

    Short answer: New York Banks may freeze (hold) double the judgment amount to cover accrued interest and collection expenses. [1] Securing twice the Planned Consumer Marketing, Inc. v. Coats & Clark, ...

    Read More
  • Notice to Judgment Debtor or Obligor in New York: Your Next Steps
    Notice to Judgment Debtor or Obligor in New York: Your Next Steps

    If you've received a letter with language similar or identical to the one below, you are being put on notice that your money is at risk of being seized by a judgment creditor. To satisfy due process ...

    Read More
  • Receive a Notice of Garnishment? Here's a Summary of the Law
    Receive a Notice of Garnishment? Here's a Summary of the Law

    This blog post provides an introduction to New York law on wage garnishment, specifically "Income executions" under New York CPLR § 5231. Perhaps you received a Notice of Garnishment from a Marshal ...

    Read More
  • Creditor Freeze your Bank Account? Here's How it Happened.
    Creditor Freeze your Bank Account? Here's How it Happened.

    Restraining Notices: What Are They & How Do They Work? Under New York CPLR § 5222, once a creditor has gotten a judgment for a debt, it has the right to use something called a "restraining notice" to ...

    Read More