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  • Can Creditors Seize Your Joint Bank Account? Know Your Rights in New York
    Can Creditors Seize Your Joint Bank Account? Know Your Rights in New York

    What are your rights when your bank account is jointly held? Can the creditor's attorney simply take all of the money? Under New York law, a joint bank account vests both holders with an unconditional ...

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  • Can a Debt Collector Place a Lien on my Home? Yes, Here's How.
    Can a Debt Collector Place a Lien on my Home? Yes, Here's How.

    Yes. Creditors who have obtained judgments for unpaid debts can register these judgments to create liens against real property. This is a separate process from banks obtaining mortgage liens, which ...

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  • New York Banks Freeze Double the Judgment Amount. Why?
    New York Banks Freeze Double the Judgment Amount. Why?

    Short answer: To ensure that there is an adequate sum of money to cover the judgment amount, the expenses of collection, and the continually accruing interest while allowing the judgment debtor access ...

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  • What is a "Notice to Judgment Debtor or Obligor"?
    What is a "Notice to Judgment Debtor or Obligor"?

    If you've received a letter with language similar or identical to the one below, you are being put on notice that your money is at risk of being seized by a judgment creditor. To satisfy due process ...

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  • Pursued Twice for the Same Debt?  Assert Your Rights Immediately!
    Pursued Twice for the Same Debt? Assert Your Rights Immediately!

    Attempted Garnishment after Satisfaction of Judgment: A Case Study In one matter, our client wasn't sued twice but was garnished twice, which also happens. Originally, he hadn't been served properly, ...

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  • Time Limit to Vacate Your Default Judgment: New York
    Time Limit to Vacate Your Default Judgment: New York

    Building upon yesterday's blog post " Need to Vacate a Default Judgment ?" this post discusses the time limits to do so. Understanding Time Limits for Challenging a Judgment When seeking to vacate a ...

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