New York City Debt Collection Defense Attorney
888.271.7109
Menu

Debt Collection Defense Blogs

All Posts
  • The Power of Consent: Vacating New York Judgments by Stipulation (Agreement)
    The Power of Consent: Vacating New York Judgments by Stipulation (Agreement)

    In New York judgment enforcement, a "final" order is rarely the end of the story. CPLR § 5015 is one of the principal statutory mechanisms for post-judgment relief in New York, allowing debtors and ...

    Read More
  • Vacating Default Judgments in New York: A Complete Guide to CPLR §§ 317, 5015, and Stipulations
    Vacating Default Judgments in New York: A Complete Guide to CPLR §§ 317, 5015, and Stipulations

    Facing a wage garnishment or bank restraint based on a default judgment? New York law provides multiple, distinct paths to seek vacatur—but the requirements differ materially depending on the statute ...

    Read More
  • Levy vs. Restraining Notice: How Creditors Enforce Judgments Against Your Property in New York
    Levy vs. Restraining Notice: How Creditors Enforce Judgments Against Your Property in New York

    What is a Levy? Under New York Civil Practice Law and Rules (CPLR) Article 52, the term levy describes two distinct enforcement methods: Levy by service of execution (CPLR § 5232 (a)) – The sheriff, ...

    Read More
  • Understanding Blanket Liens: A Debtor's Defense Guide
    Understanding Blanket Liens: A Debtor's Defense Guide

    What is a Blanket Security Agreement? A blanket security agreement is a contract between a borrower and a lender that grants the lender a security interest in multiple assets or all assets of the ...

    Read More
  • The Heightened Challenges Debt Collectors Face in Litigation in 2025
    The Heightened Challenges Debt Collectors Face in Litigation in 2025

    Debt Collectors Confront Tougher Landscape in New York (2025) New York’s Consumer Credit Fairness Act (CCFA) took effect on April 7 2022, slashing the statute of limitations on consumer-credit suits ...

    Read More
  • Can a New York Judgment Freeze a Bank Account Abroad?
    Can a New York Judgment Freeze a Bank Account Abroad?

    A recurring question in New York judgment enforcement is whether a creditor can reach a debtor’s foreign bank account simply by serving a restraining notice on a New York branch of that bank. The ...

    Read More