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  • 5 Powerful Lawsuit Defenses for New York Debtors in 2022
    5 Powerful Lawsuit Defenses for New York Debtors in 2022

    What is the New York Consumer Credit Fairness Act? On November 8, 2021, New York State enacted the Consumer Credit Fairness Act (“CCFA”), which implements comprehensive changes to New York’s Civil ...

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  • 5 Surprising Trends of Covid-19’s Impact on Consumer Credit and Debt Collection
    5 Surprising Trends of Covid-19’s Impact on Consumer Credit and Debt Collection

    Pre-Pandemic 1) Before the pandemic, debt-collection-industry revenue has trended downward. Debt-collection-industry revenue has declined in recent years, decreasing from an estimated $13.5 billion in ...

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  • 21 FAQ's about "Account Stated"| A Legal Guide in Debt Collection Law
    21 FAQ's about "Account Stated"| A Legal Guide in Debt Collection Law

    1) Account Stated is a “cause of action.” What is a cause of action? A cause of action has two definitions: noun. A condition under which one party would be entitled to sue another. noun. A set of ...

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