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  • Average Credit Card Debt v. Total U.S. Credit Card Debt (2023 Infographic)
    Average Credit Card Debt v. Total U.S. Credit Card Debt (2023 Infographic)

    Causes of Increased Credit Card Debt in 2023 Several factors have contributed to the increased credit card debt in the United States in 2023, including: Inflation: High inflation has fueled Americans' ...

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  • Legal Glossary: Debtor-Creditor Law (New York 2023)
    Legal Glossary: Debtor-Creditor Law (New York 2023)

    The Essential Legal Glossary for Consumer Debtors Acceptance: 1) Intentionally receiving and keeping something. 2) Agreeing to contract terms. Acceptance of Service: Agreement by a defendant to accept ...

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  • 2023: The Year Millions Reconnect with Their Student Debt
    2023: The Year Millions Reconnect with Their Student Debt

    What’s Going on with Student Loan Repayments in 2023? In October 2023, about 27 million borrowers are expected to restart their student loan payments, marking an end to a three-year hiatus. The blog ...

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  • 2022 Poverty Surge: What Debtors & Lawyers Need to Know
    2022 Poverty Surge: What Debtors & Lawyers Need to Know

    U.S. Poverty Rate Soars in 2022 Poverty Rate: Jumped from 7.8% (2021) to 12.4% (2022). Child Poverty: Doubled from 5.2% to 12.4%. Reasons for Increase: Expiration of pandemic federal aid and rising ...

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  • Motion for Summary Judgment: A Guide for New Yorkers
    Motion for Summary Judgment: A Guide for New Yorkers

    What is a Motion for Summary Judgment? A motion for summary judgment is a legal procedure that allows a party to a lawsuit to ask the court to decide the case in their favor without a trial. The ...

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  • New York Civil Courts Raise Monetary Threshold to $50,000
    New York Civil Courts Raise Monetary Threshold to $50,000

    The New York Civil Courts have updated their monetary limits for the first time since 1983. This change affects filing costs and the courts' efficiency. This overview will examine the reasons for this ...

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