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Blog Posts in May, 2024

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  • How Do Merchant Cash Advances Differ From the Sale of Future Receivables?
    How Do Merchant Cash Advances Differ From the Sale of Future Receivables?

    The key differences between a Merchant Cash Advance (MCA) and the sale of future receivables : 1) Legal Nature: Although MCAs are marketed as purchases of future receivables, regulators (including the ...

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  • E-Signatures in New York: Validity and Enforceability in Debt Lawsuits
    E-Signatures in New York: Validity and Enforceability in Debt Lawsuits

    Understanding E-Signatures and Contractual Waivers in Purchase of Future Receivables In the recent case of AJ Equity Group LLC v. The Office Connection, Inc. et al., 197 N.Y.S.3d 925 (N.Y. Sup. Ct. ...

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  • Email & Mail Service in New York: When Contract Clauses Backfire
    Email & Mail Service in New York: When Contract Clauses Backfire

    In collection-defense cases, I frequently see out-of-state defendants served by email, regular mail, or certified mail—methods that, absent a statute (e.g., CPLR 313, BCL § 307) or a court order under ...

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