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Blog Posts in October, 2015

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  • Debt Buyer's Lack of Evidence to Prove Case Not an FDCPA Violation
    Debt Buyer's Lack of Evidence to Prove Case Not an FDCPA Violation

    While the Fair Debt Collection Practices Act (FDCPA) generally applies to attorney statements in litigation documents, a federal court in Richardson v. Midland Funding , LLC, [1] held that the FDCPA ...

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  • The Langel Firm Wipes Out $16K Judgment by RAB Performance Recoveries
    The Langel Firm Wipes Out $16K Judgment by RAB Performance Recoveries

    Another 2009 debt-buyer judgment emerges to garnish our client's wages. In this case, the debt buyer was RAB Performance Recoveries represented by Malen & Associates, P.C . A City Marshal served our ...

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  • CFPB Stiffly Penalizes Midland Funding and Portfolio Recovery Associates for Collection Defects
    CFPB Stiffly Penalizes Midland Funding and Portfolio Recovery Associates for Collection Defects

    The Consumer Financial Protection Bureau ("CFPB"), the federal government's consumer-protection muscle levied stiff penalties against Encore Capital Group (the parent to Midland Funding, LLC and ...

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  • How Creditors "levy" (take) your Property: New York
    How Creditors "levy" (take) your Property: New York

    The verb " to levy" means "to take or seize property in execution of a judgment." Used in a sentence: "The judgment creditor may levy on the debtor's assets." A levy is the final stage of a collection ...

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