Blog Posts in November, 2012

Beginning on January 2, 2013, supervision over debt collection agencies will fall under the auspices of the Consumer Financial Protection Board (CFPB), the pro-consumer agency that was established as ...

A collection attorney who mistakes a consumer's identity, sues him, and then takes his money through a bank levy could conceivably plead the bona fide error defense. (assuming quick, corrective action ...

Champerty is an age-old legal doctrine, codified in New York State by New York Judiciary Law § 489, that in very general terms prohibits agreements to purchase legal claims with the intent to sue for ...

In a recent audio blog post on insideARM.com titled Do Consumers Really "Trick" Debt Collectors Into FDCPA Violations, two attorneys argued that some questions are designed to "trick" debt collectors ...

This case [1] represents a recurring pattern in debt collection lawsuits: our client was sued in a county in which he never lived, has since moved to another state, and is suffering a wage garnishment ...

The factual allegations of this case [1] include demanding conflicting debt amounts, inconsistent interest accrual amounts, deceptive representations as to a "settlement," and the improper shifting of ...