New York City Debt Collection Defense Attorney
Cutting-Edge Legal Representation Manageable Fee Structures

We Defend You Against

Mandarich Law Group, LLP

The Langel Firm defends consumers consumers against Mandarich Law Group, LLP. We defend against collection lawsuits, and wage garnishments, and bank seizures. Payment plans are available. We focus on the area of judgment-enforcement defense involving wage garnishments, bank seizures, or lawsuits (summons and complaints).

In New York City courts, Mandarich Law Group, LLP represents debt buyers Cavalry SPV I, LLC, Midland Funding LLC, UHG I, LLC, and Midland Credit Management, Inc..

Contact us to help you with your matter.

Contact Information For Mandarich Law Group, LLP

In New York, it appears in cases using this address: 600 Essjay Road, Suite 200, Williamsville, New York, 14221 with a phone number of (833) 769-2757. Mandarich's website is here.

Its Linked-In Page places it in Chicago. The headquarters of Mandarich Law Group, LLP is located in Chicago, IL, according to its website. Dun & Bradstreet lists Mandarich's address at 420 N Wabash Ave Ste 400 Chicago, IL, 60611-3542 United States.

Federal Cases Involving Mandarich Law Group

Mandarich Law Upheld in Critical Attorney Involvement Case

The Second Circuit Court of Appeals upheld a decision by the Eastern District of New York court that Mandarich Law Group, LLC conducted a meaningful attorney review before sending a debt collection letter, dismissing allegations that it violated the Fair Debt Collection Practices Act (FDCPA). The court found that the attorney had sufficiently reviewed the plaintiff's account, considering various factors including the information reviewed, the time spent on the review, and the involvement of legal judgment in the decision to send the collection letters.

Three Key Points:

  1. Mandarich Law Group was accused of sending a debt collection letter that violated the FDCPA by falsely implying meaningful attorney involvement and overshadowing the statutorily-mandated validation notice.
  2. The plaintiff argued on appeal that the attorney review wasn't "meaningful" as most of it was either automated or done by non-attorneys, but the court rejected these arguments, stating there is no minimum time period or bright-line test to determine meaningful attorney involvement.
  3. The Second Circuit Court upheld the district court's decision, finding the attorney involved had conducted a meaningful review of the plaintiff's account based on various factors.

The case underscores the court's perspective on meaningful attorney involvement in debt collection cases, emphasizing a comprehensive evaluation of several factors instead of fixed minimum time or involvement thresholds. The judgement, rendered in favor of Mandarich Law Group, LLC, serves as a non-precedential order from the Second Circuit Court of Appeals.

The Langel Firm Intake Form

State Cases Involving Mandarich Law Group

Mandarich Law Group Triumphs in NY Civil Court: Debt Buyer's Standing and Tolling Statutes Clarified

In CAVALRY SPV I, LLC vs. Dora H. King, the Civil Court of the City of New York upheld the plaintiff's (a debt buyer) standing to sue a credit cardholder for a breach of contract due to non-payment of credit card debt, with Judge Hilary Gingold ruling that the defendant's affirmative defenses were insufficiently pled. The court further decided that New York's Executive Orders tolling statute of limitations for contract breaches also extended to the applicable South Dakota statute of limitations.

Three Key Points:

  1. The court ruled that the cardholder's defenses were insufficiently pled, thus enabling the debt buyer's motion to dismiss those defenses.
  2. The debt buyer was found to have standing to bring the action, affirming the legality of the debt assignment.
  3. New York's Executive Orders, which suspended the statute of limitations due to the COVID-19 pandemic, also applied to the relevant South Dakota statute of limitations.

Case Citation: CAVALRY SPV I, LLC v. Dora H. King, CV-009001-20NY, Decided on June 28, 2021.

5 Powerful defenses for Consumer Debtors in 2022

More information to help with a wage garnishment:

Here is a list of New York City’s Marshals who enforce wage garnishments:

Contact us to help you with this garnishment!