New York City Debt Collection Defense Attorney

Blog Posts in Credit Report Abuse/Fair Credit Reporting Act

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  • 5 Ways the C.A.R.D. Act is Helping Consumers of Credit
    5 Ways the C.A.R.D. Act is Helping Consumers of Credit

    On May 22, 2009, President Barack Obama signed the Credit Card Accountability, Responsibility and Disclosure Act into law. Since then, consumers have saved over 12 billion dollars, below are five ways ...

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  • Top Ten Consumer Frauds of 2015
    Top Ten Consumer Frauds of 2015

    The NY Attorney General published a press release listing the following top ten consumer frauds: Internet scams (i.e. privacy; consumer frauds) Automobile (i.e. buying; rental) Consumer-related ...

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  • Adding Inflated Debt Amounts to Credit Reports Violates the FDCPA, Holds Court
    Adding Inflated Debt Amounts to Credit Reports Violates the FDCPA, Holds Court

    We often see collection lawyers sending demand letters for a debt that includes court-filing costs. That's problematic because New York law is clear in that certain costs are awarded only after the ...

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  • Debt-Collector Traps: Re-aging Debts on Credit Reports
    Debt-Collector Traps: Re-aging Debts on Credit Reports

    Debt collectors (includes debt buyers) often furnish information to the credit bureaus. Below are two re-aging tactics to watch out for. Re-aging is when the collector misrepresents the time you ...

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  • Chase to Pay $166 Million to Settle Claims of Illegal Collection Practices
    Chase to Pay $166 Million to Settle Claims of Illegal Collection Practices

    We defend collection lawsuits daily. We sue collectors and lawyers for violations of the Fair Debt Collection Practices Act . But even I'm surprised that JP Morgan Chase is ensnared in this case that ...

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  • Military Personnel Given Extra Protection Against Default Judgments
    Military Personnel Given Extra Protection Against Default Judgments

    If you've served our country at any time and find yourself of the wrong end on a frozen bank account , wage garnishment , or debt lawsuit , you should investigate your rights aimed at seeking extra ...

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