New York City Debt Collection Defense Attorney

Blog Posts in June, 2013

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  • Resurgent Capital Services, LLC Fails in its Attempt to
    Resurgent Capital Services, LLC Fails in its Attempt to "Amend" the Caption to Replace it with LVNV Funding as Real Party in Credit Card Lawsuit

    Resurgent Capital Services, LLC, represented by Mel Harris & Associates, LLC , was denied in its attempt, by motion, to simply amend the case caption to substitute Resurgent with different debt buyer, ...

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  • Filing a Time-Barred Bankruptcy Claim by LVNV Funding Not an FDCPA Violation, Holds Federal Court
    Filing a Time-Barred Bankruptcy Claim by LVNV Funding Not an FDCPA Violation, Holds Federal Court

    During the context of a bankruptcy wherein LVNV Funding, LLC allegedly filed time-barred proof of claims (past statute of limitations) in violation of Fair Debt Collection Practices Act (FDCPA), two ...

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  • The 7-Year Issue: Debt Collectors, Original Delinquency Dates, and Your Credit Report
    The 7-Year Issue: Debt Collectors, Original Delinquency Dates, and Your Credit Report

    In this profession, we deal with many debt-buyer cases where the original creditor has very limited involvement. Many debt buyers purchase old debts where the original creditor fails to provide ...

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  • Guarantors Unable to Escape Liability for $250,000 Capital One Loan
    Guarantors Unable to Escape Liability for $250,000 Capital One Loan

    Two guarantors of a $250,000 loan issued by Capital One failed to convince a Kings (Brooklyn, New York) Supreme Court judge that their signed guaranties were unenforceable. Capital One moved by ...

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