New York City Debt Collection Defense Attorney

Blog Posts in November, 2012

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  • Oversight of Debt Collectors by CFPB to Start on January 2, 2013
    Oversight of Debt Collectors by CFPB to Start on January 2, 2013

    Beginning on January 2, 2013, supervision over debt collection agencies will fall under the auspices of the Consumer Financial Protection Board (CFPB), the pro-consumer agency that was established as ...

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  • The Langel Firm Sues Kavulich & Associates, P.C. for Taking Wrong Man's Money
    The Langel Firm Sues Kavulich & Associates, P.C. for Taking Wrong Man's Money

    A collection attorney who mistakes a consumer's identity, sues him, and then takes his money through a bank levy could conceivably plead the bona fide error defense. (assuming quick, corrective action ...

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  • The law against
    The law against "champerty" and its implications to debt buyers.

    Champerty is an age-old legal doctrine, codified in New York State by New York Judiciary Law § 489, that in very general terms prohibits agreements to purchase legal claims with the intent to sue for ...

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  • Are they
    Are they "Trick Questions" or Valid Inquires? Debt Collectors Beware!

    In a recent audio blog post on insideARM.com titled Do Consumers Really "Trick" Debt Collectors Into FDCPA Violations, two attorneys argued that some questions are designed to "trick" debt collectors ...

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  • The Langel Firm Sues Rubin & Rothman for Garnishing Wages of Out-of-State Consumer
    The Langel Firm Sues Rubin & Rothman for Garnishing Wages of Out-of-State Consumer

    This case [1] represents a recurring pattern in debt collection lawsuits: our client was sued in a county in which he never lived, has since moved to another state, and is suffering a wage garnishment ...

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  • The Langel Firm Takes Action Against Cohen & Slamowitz for FDCPA Violations
    The Langel Firm Takes Action Against Cohen & Slamowitz for FDCPA Violations

    The factual allegations of this case [1] include demanding conflicting debt amounts, inconsistent interest accrual amounts, deceptive representations as to a "settlement," and the improper shifting of ...

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