Blog Posts in September, 2017

Debt-Buyer Defense #6: The Complaint Lacks a Debt-Collection License Number

The below-cited law, CPLR § 3015(e), is a potent defense that subjects a debt-buyer lawsuit to dismissal for failing to place its debt-collection-license number in its complaint. The state law ...
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Has the Debt Buyer Proven Ownership of your Particular Debt?

In debt-collection lawsuits, a debt buyer must prove that it has been assigned your particular account. [1] Notice from an assignor (original bank) to the consumer, while important, does not represent ...
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The 5 Scenarios in which Collectors have Standing to Bring Collection Lawsuits

We operate heavily in the debt-buyer litigation market. Standing (ability to show connection to an injury) is always a core defense since the debt buyers' Achilles heels are the admissibility of ...
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