Blog Posts in November, 2015

New York "Sewer Service" and "Robo-signing" Case Finally Settles

The Sykes v. Mel Harris class action finally ends with the parties coming to a settlement. The story was on the front page of today's New York Law Journal. We've been reporting on this case ...
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Midland Funding Seeks U.S. Supreme Court Ruling Over Usury Issue

You may remember in Madden v. Midland Funding, LLC, the United States Court of Appeals ruled that Midland Funding, LLC a non-bank debt buyer, was unable to charge the same usurious rates of interest ...
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Class Action against Unifund CCR Partners Moves Forward

In Young v. Unifund CCR Partners, the consumer plaintiffs defeated Unifund's motion to dismiss by convincing a court that Unifund's arguable inability to prove custody of a debt as required ...
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Adding Inflated Debt Amounts to Credit Reports Violates the FDCPA, Holds Court

We often see collection lawyers sending demand letters for a debt that includes court-filing costs. That's problematic because New York law is clear in that certain costs are awarded only after ...
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Class Action Proceeds Against Fein, Such & Crane, LLP

A class action was started against a law firm, Fein, Such & Crane, LLP, for allegedly charging fees not authorized by agreement or law. The fees at issue were litigation costs connected to ...
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Collector Induce you to Settle to Stop Legal Action... but Judgment Entered Anyway?

This situation is common. You agree to settle a collection lawsuit in exchange for a promise to stop the case. You pay as agreed, but then find yourself on the wrong end of a default judgment. The ...
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Debt-Collector Traps: Re-aging Debts on Credit Reports

Debt collectors (includes debt buyers) often furnish information to the credit bureaus. Below are two re-aging tactics to watch out for. Re-aging is when the collector misrepresents the time you ...
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