Blog Posts in January, 2013

Class Action Accused North Star Capital Acquisition of Abusing Legal Process with Deceptive Stipulations Sent with Initial Complaints

New York-based debt buyer, North Star Capital Acquisitions, failed to convince a federal court that its practice of sending consumers, with its initial complaint, a "Stipulation for Entry of ...
Continue reading "Class Action Accused North Star Capital Acquisition of Abusing Legal Process with Deceptive Stipulations Sent with Initial Complaints" »

Debtor Sues Arrow Financial Services, LLC for Furnishing Negative Marks to Credit Bureaus without First Validating a Disputed Debt

In Purnell v. Arrow Financial Services, LLC (6 th Cir. 2008), Illinois-based debt buyer, Arrow Financial Services, was sued for continuing to furnish a disputed collection account to the credit ...
Continue reading "Debtor Sues Arrow Financial Services, LLC for Furnishing Negative Marks to Credit Bureaus without First Validating a Disputed Debt" »

When can Debt Collectors Use my Credit Reports without my Express Permission?

The Fair Credit Reporting Act (FCRA) governs the circumstances under which Credit Reporting Agencies ("CRAs") may release credit reports, [1] as well as the circumstances under which users ...
Continue reading "When can Debt Collectors Use my Credit Reports without my Express Permission?" »

Facebook Users Beware! Debt Collectors Infiltrate Social Media

In this day and age, just about everybody has a Facebook user page. If you're one of those people, you should be aware that debt collectors have taken their shady efforts to social media outlets ...
Continue reading "Facebook Users Beware! Debt Collectors Infiltrate Social Media" »

Metro Portfolios Escapes Liability for Suing on Time-Barred Claim Due to Debtor's Failure to Vacate Judgment

At The Langel Firm, we defend consumer debt lawsuits and bring separate federal lawsuits against those same collectors who violate the Fair Debt Collection Practices Act (FDCPA) within the context of ...
Continue reading "Metro Portfolios Escapes Liability for Suing on Time-Barred Claim Due to Debtor's Failure to Vacate Judgment" »

Debt Collectors Threatening You With Jail Time? You Have a Claim Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) prohibits harassing and abusive conduct as well as false, deceptive, or misleading representations in connection with collection of a debt. If a debt ...
Continue reading "Debt Collectors Threatening You With Jail Time? You Have a Claim Under the FDCPA" »

Being Sued for a Previously Settled Debt? Your Rights Under the FDCPA.

A consumer recently sought the help of The Langel Firm because she discovered she was being sued for a debt she had already settled and paid off several years prior. She received a summons and ...
Continue reading "Being Sued for a Previously Settled Debt? Your Rights Under the FDCPA." »

How much of my wages can be garnished? Summary of New York Law.

Maybe you've been hit with a Marshal/Sheriff's Notice of Garnishment. Maybe your employer has notified you that your wages will be reduced to satisfy an "income execution," otherwise ...
Continue reading "How much of my wages can be garnished? Summary of New York Law." »
Internet Marketing Experts The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.