We Defend You Against

Centurion Capital Corp.

The Langel firm defends consumers against New York state court collection lawsuits brought by Centurion Capital Corp. In appropriate cases, we may investigate claims against Centurion Capital Corp. for violations of the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and other applicable laws.

As of June 2013, Centurion Capital Corp. has filed at least 7,750 cases in Queens County alone. Centurion Capital Corp. is mainly represented by Pressler & Pressler, LLP, Mann Bracken, LLP, and Forster & Garbus, LLP.

Centurion Capital Corp. purchases defaulted consumer debt to collect and sue on them.

Centurion Capital Corp.'s Complaint is Dismissed because it is an Unlicensed Debt Collection Agency

In Centurion Capital Corporation v. Druce (Civ. Ct. New York County 2006), the Civil Court of the City of New York dismissed Centurion Capital's complaint against a consumer on the ground that it was an unlicensed debt collection agency. The court then denied Centurion Capital's motion for summary judgment against the consumer.

Centurion Capital sued the consumer on a defaulted Aspire Card. Centurion Capital allegedly purchased the consumer's account, which was in default. The consumer disputed Centurion Capital's allegations.

As a threshold matter, the court had to determine whether Centurion Capital was a debt collection agency under New York law. If the court found it to be a debt collection agency, the action would have to be dismissed because Centurion Capital was not licensed as a debt collection agency. Centurion Capital urged that it was not a debt collection agency because it only collects debt due to itself – it does not collect debts owed or due to another. The court, however, found that "the New York City statute, like the [FDCPA], should be interpreted to define debt collection agencies as entities which collect defaulted debt, whether or not the debt they collect is due to themselves or others."

NY law states that "a plaintiff that is required to be licensed must allege that it is [licensed] and include its licensing information in its complaint." Because Centurion Capital was not licensed and could not meet this requirement, the court dismissed its complaint. Since the complaint was dismissed, the court did not need to address Centurion Capital's motion for summary judgment.

Centurion Capital Corp. Biographical Information

Centurion Capital Corp. is a domestic business corporation incorporated in New York and is principally located at 99-D Ridgeland Road, Rochester, New York, 14623.

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